ResidentialHomeowners
Do you have property damage to your residential property? Find out how we can help you get the settlement you deserve.
Learn More about residential claimsHomeClaims Process
Claims Process
How a Florida Property Insurance Claim Works
From the moment a loss happens to the day the settlement check arrives, here is how your claim moves forward, step by step. Serving Lee County and all of Florida.
- Free InspectionNo cost, no obligation.
- Licensed in FloridaFirm License# W807579.
- No Upfront CostsWe get paid only when you get paid.
- English & EspañolHablamos español.
Get Help in 3 Easy Steps!
24/7 Claim Assistance Available
Free, no-obligation inspection
At a Glance
From Loss to Payment.
- 1When a Loss Happens
- 2Call Northside Adjusters
- 3Mitigating Damages
- 4Assessing Damage, Inspections & Coverage Determination
- 5Initial Payment & Further Negotiation
- 6Settlement
- 7Payment
Step by Step
Property Damage Claim Stages, From Loss to Payment
- 1
When a Loss Happens
Our team of experts are ready to assist once a loss happens.
- 2
Call Northside Adjusters
We are ready 24/7 to assist in any emergency. Call us at 888-888-8591.
- 3
Mitigating Damages
It is imperative to mitigate the damages to your home from further loss. You must stop the source of the problem immediately, our office is ready to assist in any situation.
- 4
Assessing Damage, Inspections & Coverage Determination
During this time frame, it is important to remain patient as there will be several inspections with the insurance companies, their experts and representatives. We will also be sending experts of our own to properly assess and document the loss.
- 5
Initial Payment & Further Negotiation
Once undisputed payments are issued your claim will enter the negotiation stage of which can last weeks to several months.
- 6
Settlement
During the final stretch of the claim process, we will eventually arrive to settlement. During this stage there may be some documents to sign in exchange for the monies we agreed to settle for.
- 7
Payment
At this time a settlement check will be issued and will be mailed either to our office address or to your mailing address. Once the check arrives, we will draft an invoice for our fees and will endorse the check in-exchange for a personal or cashiers check from you for the invoiced amount.
How It Works
Three Simple Steps to Your Settlement
We take the stress out of the claim process, from the first call to the final payment.
1
Tell Us About Your Claim
Call us, or tell us about your claim in three quick steps and our firm will be in touch with you momentarily.
- File a New Claim
- Re-open an old or denied claim
2
Free Inspection & Documentation
We inspect, assess and document your damages so your claim is properly valued.
- Free, no-obligation inspection
- Policy and coverage review
3
We Negotiate. You Get Paid.
We deal with the insurance company for you and fight for the maximum settlement you deserve.
- No Upfront Costs
- We get paid only when you do
Who We Represent
Residential, Commercial & Associations
Public adjusters represent the policyholder, not the insurance company.
Residential
CommercialBusiness Owners
Property damage to your business or commercial property? We handle the claim so you can focus on running your business.
Learn More about commercial claims
AssociationsCondominium Associations
Find out how to get a FREE annual pre-loss inspection for your condominium properties.
Learn More about condominium association claimsRelated Guides
Free Inspection
The Insurance Companies Have Experts Representing Their Interests. So Should You.
Contact us to submit a claim. Tell us about your claim in three quick steps and our firm will be in touch with you momentarily.
