Water Damage Public Adjuster in Fort Myers
From downtown condos to homes off Colonial and Daniels, water losses in Fort Myers look different every time. We find out where the water went and make sure the claim covers all of it.
- Free inspectionNo cost, no obligation.
- Licensed in FloridaFirm License# W807579.
- No recovery, no feeWe get paid only when you get paid.
- English & EspañolHablamos español.
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Water damage claims we see in Fort Myers
Fort Myers has historic homes with old plumbing, newer gated communities with second-floor laundry rooms and plenty of mid-rise condos. A failed line upstairs can soak two floors, and a slow drain leak can rot a subfloor before it shows.
Northside Adjusters works for you, not the insurance company. We inspect, document and price the damage, then present and negotiate the claim. We also handle water damage to small business properties; see our commercial claims page.
Report the claim promptly and keep a simple log: when you found the water, who you called and what they did. Insurers ask for exactly that.
First steps after water damage
- Stop the water at the valve or appliance and cut power to wet rooms.
- Photograph and video the damage, including inside cabinets and closets.
- Get a mitigation company to start drying, and ask for their moisture readings.
- File the claim, then call 888-888-8591 for a free inspection.
Free claim review In-person appointments 10 AM–7 PM, seven days a week
Pipe, AC and appliance leaks
These are the sources behind most Fort Myers water claims we work on.
Slab and drain line leaks
Leaks under the slab or in older cast iron and galvanized drains that show up as damp floors or odors.
Second-floor leaks
Upstairs bathrooms, laundry rooms and air handlers that send water through the ceiling below.
Appliance and fixture failures
Water heaters, washer hoses, dishwasher seals and toilet supply lines.
Storm-driven rain
Rain forced in through a damaged roof, soffit or window during a storm. See roof leak claims.
Condo and townhome leaks
Water that crosses from one unit to another, where more than one policy may apply.
Business property leaks
Restrooms, kitchens and rooftop units in offices, shops and restaurants.
Why water claims get underpaid
The claim is often approved, just for less than the repair really costs.
Drying but no rebuild
Some offers cover mitigation and stop there. Cabinets, flooring and drywall that were removed still have to be replaced.
Mismatched flooring
When only part of a continuous floor is damaged, matching the rest is a common dispute. We document the layout and materials.
Low pricing
Estimates that use outdated or below-market prices for Lee County labor and materials.
Missed contents
Furniture, rugs, electronics and stored items that were wet but never listed.
What a public adjuster does on a Fort Myers water claim
Clear evidence and a complete estimate, presented the way insurers review claims.
Inspection
A full inspection of the affected rooms and the areas around them, with moisture readings and photos.
Policy review
We explain the water, mold and exclusion language and what applies to your loss.
Estimate and inventory
An itemized repair estimate and a contents list, so nothing is left off.
Negotiation
We handle the calls, the re-inspections and the back-and-forth with the insurer.
How Northside handles your claim
The same steps for every claim, explained in more detail on our Claims Process page.
- 1
Call, text or send the form
Call or text 888-888-8591 any time, or use the short form on this page. Tell us what happened and who your insurer is.
- 2
Free inspection and policy review
A licensed adjuster inspects the property at no cost and reads your policy, declarations page and any letters from the insurer.
- 3
Documentation and estimate
We photograph, measure and record the damage and its cause, then write a detailed repair estimate and contents list.
- 4
We present and negotiate
We submit the claim, meet the insurer's adjuster and experts at the property and negotiate the amount owed.
- 5
Settlement and payment
The insurer pays the agreed amount. Our fee is a percentage of the settlement, capped by Florida law. No recovery, no fee.
Serving Fort Myers and Lee County
Southwest Florida
We work across Fort Myers, North Fort Myers, Cape Coral, Lehigh Acres and Bonita Springs and Estero, and drive out for every inspection. Cape Coral homeowners can also see water damage in Cape Coral.
South Florida
For South Florida properties we cover Miami-Dade and Broward as well.
Fort Myers water damage FAQ
How long do I have to report water damage?
Report it as soon as you can. Florida law sets an outside deadline for giving notice of a property claim, and policies also require prompt notice. Waiting makes the damage, and the claim, harder.
The insurer approved drying but not repairs. What now?
That usually means the claim is not finished. We document what was removed and what has to be rebuilt and submit the rest of the claim.
Can you help with water damage to my business?
Yes. We handle water claims for offices, retail and restaurant properties, including the building and business personal property.
Will a public adjuster slow my claim down?
Not in our experience. A complete, well-documented claim gives the insurer fewer reasons to ask for more information.
What does it cost?
The inspection is free. We are paid a percentage of the recovery, capped by Florida law. No recovery, no fee. See public adjuster fees in Florida.
General information only, not legal advice. Your policy and Florida law govern your claim. Florida law and your policy set deadlines for claims and supplemental claims (section 627.70132). More answers on our FAQ page.
Other damage we handle
One loss often involves more than one type of damage. See every service on our Residential claims page.
Water damage in Fort Myers? Get a free inspection.
Talk to a licensed public adjuster today. The inspection is free, and if there is no recovery, there is no fee.
